Apr 192016
 

Interesting article from the BBC News web site entitled “Middle age begins at 55 years”.

How young they look

This got me thinking – given that the pension prospects for most people are less than ideal, what are people going to do to enjoy their prolonged life?

It’s not going to come as much of a surprise if I suggest that they should be looking towards a home based business to help answer that question. However, I don’t think people should wait until their retirement age, indeed, I don’t think they should wait until their middle age. Personally, I would suggest starting a home based business today would be better, no matter what age.

Find-out-moreWith the right business, anyone could create a lifetime income stream which, given effort and time, could mean never having to worry about finances again. There are good businesses out there.

I know one!

You may like to read the article for yourself:

Middle age starts much later than previously thought – at the age of 55, research suggests. Continue reading »

Apr 192016
 

The road less travelled – for the road in the picture – an apt name.

This is the road you travel to get to New Zealand’s famous Mount Cook. I took this picture, and several more, standing in the middle of the road. The vehicle in the distance was the only one we saw for about an hour. A big wide, empty road, stretching for miles in an even bigger, empty landscape and with this iconic mountain in the distance. Fantastic! Continue reading »

Apr 192016
 

I recently came across a rare piece of good news in the business press – average UK incomes are likely to rise this year.

However, reading on from the headlines – the article also states that average incomes will only rise by about 0.2% to 0.5%.

Will you have more?

That’s a rise of £2 to £5 for every £1000 earned – for someone on the average income in the UK it means an annual rise of about nothing to not much more!!  And that’s before taxes, national insurance etc!

The reality for most people, whatever the percentages are, is they will not see any real benefit even if their salary does rise slightly.
Continue reading »

Apr 192016
 

I suspect most of us were raised and educated to work as hard as we could, pass our exams, get a good job and work until we’re 65 then have a happy retirement.

Sound familiar? Is that what your parents and teachers told you? This cartoon seamed to sum up many people’s thoughts on this traditional plan:

how to become a Utility Warehouse distributor

Well, we all know that JOB stands for “Just Over Broke” – earn just enough to keep you there.

Continue reading »

Apr 192016
 

The newspaper headline ‘One in 10 of over-65s are still in work: More than a million people have now put off retirement’.

It doesn’t have to be that way!

how to retire with more money and more free time

I want to work with dignity and be paid equally

What is retirement? For many it is the time when they can stop working in a 40+ hour a week job and change their lifestyle. Perhaps working part-time to get out of the house and bring in some extra money as well as having plenty of time to do the things that really matter, family, friends, hobbies etc.

But for someone over 50 or 60, what is working part-time these days? Stacking shelves? Cashier at the petrol station? Cleaning?

There has to be a better way than that! And there is.

Continue reading »